Public Offer

Approved by Order No. 3-P dated July 24, 2025

JSC "Choykhona"

Public Offer of JSC "CHOYKHONA"

Terms and Definitions
General Provisions
Registration. Procedure for the Provision of Services
Use of Services
User Content
Third-Party Sites and Content
Exclusive Rights to the Content of Services and Materials
Information Newsletters. Advertising. Surveys
Procedure and Amount of User Remuneration
Disclaimer of Warranties, Limitation of Liability
Termination of the Agreement
Miscellaneous Provisions
This document, in accordance with Article 358 of the Civil Code of the Republic of Uzbekistan, constitutes an official proposal (public offer – hereinafter referred to as the "Offer") of JSC "CHOYKHONA" (hereinafter referred to as "IWon") to legally capable physical persons (hereinafter referred to as the "User") to conclude an agreement for the provision of services for the use of "CHOYKHONA" services (hereinafter referred to as the "Agreement"). Within the framework of this Offer, the terms "Public Offer" and "Agreement" have an equal meaning and imply one and the same (this) document. This Offer and the activities of JSC "CHOYKHONA" are regulated by the Law of the Republic of Uzbekistan No. ZRU-578 dated November 1, 2019, "On Payments and Payment Systems," as well as regulatory legal acts of the Central Bank of the Republic of Uzbekistan.

Details of JSC "CHOYKHONA":

Joint-Stock Company "CHOYKHONA"

Republic of Uzbekistan, Tashkent, 100070, Yakkasaray district, Sh. Rustaveli St., 32A

TIN 307347685, CEA (OKED): 63110

License of the Central Bank of the Republic of Uzbekistan No. 19 dated July 9, 2024

Tel: (+998 71) 205-99-11

info@iwon.uz

Terms and Definitions

"User Authorization" — granting a specific person (User) the rights to perform certain actions; as well as the process of verifying (confirming) these rights when attempting to perform these actions.

"Authorization Data" — data allowing the identification of the User. By default, the Authorization Data consists of the mobile phone number and the User's password. Other types of Authorization Data may be used in cases established in this Offer. IWon has the right, at its own discretion, to require the User to use additional Authorization Data (a payment password or any of the methods of enhanced authorization).

"Acceptance of the Offer" — unconditional consent to the terms of the Offer in full, without any reservations or exceptions. Use of IWon services is possible only upon Acceptance of the Offer, in connection with which the fact of the User using IWon Services automatically signifies Acceptance of the Offer.

"Authentication" — certification of the User's right to access services in the "IWon" mobile application. User Authentication is performed by software tools of IWon on the basis of Authorization Data entered by the User.

"Points" — units of account in accordance with the procedure established by the User Remuneration Rules. They are not and cannot act as a means of payment, any type of currency, or a security, and they cannot be cashed out, gifted to third parties, transferred by inheritance, or alienated in any way. Points are not compensated or paid out in monetary form.

"Cashback" — the return to the Buyer of a part of the money paid for a purchase.

"Content" — absolutely any informationally significant or substantive fulfillment of an information resource or website.

"Wallet" — an electronic payment mechanism designed for the execution of monetary transfers (or funds equated to them within the framework of this Offer, such as points, cashback, etc.) by the User without opening an account, including settlements with Electronic Money, in accordance with the Law of the Republic of Uzbekistan "On Electronic Money" (No. ZRU-660 dated December 15, 2021, with amendments of 2024). Each Wallet, upon its creation, is automatically assigned a unique number that matches the number of the corresponding agreement with the User.

"Mobile Application 'IWon'" — a set of software provided by JSC "CHOYKHONA" to clients, installed on a mobile phone and/or tablet computer, and/or another device supporting the installation of software provided by JSC "CHOYKHONA," allowing the Client to send orders and Instructions to JSC "CHOYKHONA" to receive Services.

"Personal Data" — information recorded on an electronic, paper, and (or) other material carrier, relating to a specific physical person or enabling their identification. Personal Data is subject to protection in accordance with the Law of the Republic of Uzbekistan "On Personal Data" (No. ZRU-547 dated July 2, 2019, with amendments up to 2024). Use of the "IWon" Mobile Application or any of the services of JSC "CHOYKHONA" via authorization signifies the consent of the User (the personal data subject) to the processing of their personal data in accordance with the requirements of the legislation on personal data protection.

"User" — a legally capable physical person who has reached sixteen years of age and completed the acceptance of the Offer. Within the framework of this Offer, the age of legal capacity required to use the Services is defined as a physical person reaching sixteen years of age in accordance with Articles 22-24 of the Civil Code of the Republic of Uzbekistan.

"Rating" — a numerical or ordinal indicator reflecting the importance or significance of a specific object, subject, or phenomenon.

"Advertising" / "Promotional Materials" — special information distributed in accordance with the legislation in any form and by any means about a legal or physical person, products, including a trademark, service mark, and technology, for the purpose of direct or indirect profit (income) generation.

"IWon Website" — the website on the Internet at the address iwon.uz.

"Service" — software performing certain actions upon requests of any users via the Internet.

"IWon Services" — a set of services rendered by JSC "CHOYKHONA" to Users, descriptions and other information about which are posted on the IWon Website.

"Party" — either party to this Agreement, i.e., IWon or the User.

"Parties" — collectively IWon and the User.

"Telegram" — the cross-platform messenger Telegram, allowing users to exchange messages and media files of many formats, including photographs, stickers, voice messages, files of any type, as well as make audio and video calls.

"Enhanced Authorization" — a process of analysis and comparison of Authentication data entered by the Client, the results of which determine the existence of the Client's right to gain access to the services of the Service. Authorization is performed by JSC "CHOYKHONA" using the hardware and software tools of JSC "CHOYKHONA".

"IWon Services" / "Services" — a service or a set of services rendered by JSC "CHOYKHONA" within the framework of this Offer.

"Account" — a set of data about the User stored in a computer system, necessary for their authentication and for providing access to their personal data and settings.

"User Account in Telegram" — a unique account used during user authorization in the Telegram messenger.
General Provisions

2.1. Within the framework of this Offer, IWon, acting as a payment organization, provides the User with the following payment services in the sense of Article 14 of the Law of the Republic of Uzbekistan "On Payments and Payment Systems":

-organization of the receipt, processing, and execution of payment operations using the "IWon.Wallet" service;

-execution of funds transfers between Users of the "IWon.Wallet" service;

-execution of settlements using electronic money and other payment instruments provided for by law within the framework of the "IWon.Wallet" service;

-other payment services explicitly provided for by the legislation of the Republic of Uzbekistan and this Offer.

-Other services provided within the framework of the "IWon" Mobile Application (including, but not limited to the services "IWon.Messenger", "IWon.Social Network", "IWon.Marketplace") are not payment services in the sense of the Law of the Republic of Uzbekistan "On Payments and Payment Systems," but are provided by IWon and/or its affiliates as information and communication services auxiliary to the provision of payment services.

2.2 Access to all IWon services is provided to users through the "IWon" Mobile Application for Android and iOS.

2.3 The use of IWon services signifies unconditional consent to the terms of this Offer (acceptance of the Offer) in full without any reservations or exceptions. From the moment of acceptance of the Offer, the Agreement is considered concluded. In everything not explicitly provided for by the Agreement, the Parties are guided by the current legislation of the Republic of Uzbekistan.

2.4 The Offer may be amended by IWon without any special notification (including the documents specified in clause 4.4 of the Offer) and/or the Offer may be withdrawn (including the documents specified in clause 4.4 of the Offer) at any moment at its discretion. A new edition of the Offer (of the documents specified in clause 4.4 of the Offer) enters into force from the moment of its placement on the Internet at the addresses specified in clause 4.4 of the Offer for the respective documents, unless otherwise provided for by the new edition of the Offer (of the documents specified in clause 4.4 of the Offer). The User is notified of material changes (including tariffs, wallet conditions) at least 15 days prior via push notifications in the application, email, SMS, or other methods in accordance with the requirements of the Law "On Payments and Payment Systems."

2.5 The User agrees and acknowledges that the introduction of amendments to the Offer (including to the documents specified in clause 4.4 of the Offer) implies the automatic introduction of these amendments, without any additional actions, into the Agreement concluded and active between the User and IWon, and these amendments to the Agreement enter into force simultaneously with such amendments to the Offer (including to the documents specified in clause 4.4 of the Offer).

2.6 In the event of the User's disagreement with any of the provisions of the Offer, the User has no right to use the IWon services. In the event that any amendments were introduced into the Offer by IWon with which the User does not agree, the User is obliged to terminate the use of IWon services.
User Registration. Procedure for the Provision of Services

3.1 In order to use IWon services, the user must undergo authentication in the "IWon" Mobile Application using an account held by the User in Telegram. If the user does not have a Telegram account, the User undergoes the registration procedure in Telegram, as a result of which a unique account is created for the User.

3.2 After authentication / registration of the User, they are provided with unrestricted access to the following Services: "IWon.Messenger" and "IWon.Social Network", and limited access to the "IWon.Marketplace" service. The user's access to the "IWon.Marketplace" service is limited to viewing. The User receives full access to the "IWon.Marketplace" service only after activating the "IWon.Wallet" Service.

3.3 To activate the "IWon.Wallet" Service for proper authentication, the User must send their passport data through the "IWon" Mobile Application in the interface of the "IWon.Wallet" Service or other identification data in accordance with the requirements of the Central Bank of the Republic of Uzbekistan, including biometric verification or integration with the Unified Identification System. After the activation of the "IWon.Wallet" Service, the User receives full access to the "IWon.Wallet" and "IWon.Marketplace" Services.
Use of Services

4.1 The Personal Data of the User is stored and processed by IWon in accordance with the current legislation on personal data protection and the privacy policy of IWon. Databases containing personal data of Users who are citizens of the Republic of Uzbekistan are deployed on technical means physically located within the territory of the Republic of Uzbekistan.

4.2 The "IWon.Messenger" Service constitutes an Application officially registered in the Telegram service, which is based on the Telegram API and supplemented with functionality in accordance with which the possibility of monetary transfers between users of the "IWon" Mobile Application was introduced.

4.3 The use of the "IWon.Messenger" Service is regulated by the terms of this offer, the terms of use of Telegram, and the privacy policy of Telegram. IWon ensures the security of the integration in accordance with the requirements of the Central Bank of the Republic of Uzbekistan on payment data protection, but does not bear responsibility for vulnerabilities on the part of Telegram.

4.4 The use of other IWon Services is regulated by the terms of this Offer, the Privacy Policy of IWon, the User Agreement of IWon, and the following documents:

-4.4.1 Terms of use of the "IWon.Wallet" Service, posted at the address: https://www.iwon.uz/policy;

-4.4.2 Terms of use of the "IWon.Messenger" Service, posted at the address: https://www.iwon.uz/messenger-policy.

4.5 The User independently bears responsibility to third parties for their actions related to the use of IWon Services, including if such actions lead to a violation of the rights and legitimate interests of third parties, as well as for compliance with the legislation of the Republic of Uzbekistan when using IWon Services.

4.6 When using IWon Services, the User has no right to:

-4.6.1 Upload, send, transmit, or in any other way place and/or distribute content that is illegal, harmful, defamatory, offends morality, demonstrates or constitutes propaganda of violence and cruelty, including content containing appeals aimed at overthrowing the constitutional order of any state, violates intellectual property rights, promotes hatred and/or discrimination against people based on race, ethnicity, sex, religion, or social attributes, contains insults addressed to any persons or organizations, contains elements of (or constitutes propaganda of) pornography or child erotica, constitutes advertising of (or propaganda of) sexual services (including under the guise of other services), explains the procedure for manufacturing, using, or otherwise utilizing narcotic substances or their analogues, explosives, or other weapons;

-4.6.2 Violate the rights of third parties, including minors, and/or cause them harm in any form;

-4.6.3 Impersonate another person or a representative of an organization and/or community without sufficient rights to do so, including employees of IWon, moderators, or the website owner, as well as apply any other forms and methods of illegal representation of other persons online, or mislead Users or IWon regarding the properties and characteristics of any subjects or objects;

-4.6.4 Upload, send, transmit, or in any other way place and/or distribute content in the absence of rights to such actions under the legislation or any contractual relations;

-4.6.5 Upload, send, transmit, or in any other way place and/or distribute advertising information that is not specially authorized, schemes of financial or other profit-oriented "pyramids," multi-level (network) marketing (MLM), internet earnings systems, and email businesses, or use IWon Services to participate in these activities, or use IWon Services exclusively to redirect Users to pages of other domains;

-4.6.6 Upload, send, transmit, or in any other way place and/or distribute any materials containing viruses or other computer codes, files, or programs designed to disrupt, destroy, or limit the functionality of any computer or telecommunications equipment or programs, to carry out unauthorized access, as well as serial numbers for commercial software products and programs for their generation, logins, passwords, and other means for obtaining unauthorized access to paid resources on the Internet, as well as placing links to the aforementioned information;

-4.6.7 Collect and store the Personal Data of other persons without authorization;

-4.6.8 Disrupt the normal operation of websites and IWon Services;

-4.6.9 Assist in actions aimed at violating the limitations and prohibitions imposed by the Offer;

-4.6.10 In any other way violate the norms of the legislation, including the norms of international law.

4.7 The Contractor has the right to suspend the execution of operations or block the User's Account in the event of detecting suspicious operations in accordance with the Law of the Republic of Uzbekistan "On Combating Money Laundering..." (ZRU-66) and the Internal Control Rules of the Payment Organization.

4.8 For the purpose of protection against unauthorized payment operations, the User undertakes to:

-4.8.1 not disclose their Authorization Data, passwords, confirmation codes, and other means of authentication to third parties;

-4.8.2 immediately notify IWon of the loss of a mobile device, compromise of Authorization Data, and/or facts or suspicions of unauthorized operations via the "IWon.Wallet" by any of the following methods: through the "IWon" Mobile Application (blocking/fraud report function); by the support service phone: +998712059911; by the email address: info@iwon.uz; by other methods indicated on the IWon Website.

-From the moment of receiving the notification from the User, IWon blocks access to the "IWon.Wallet" and/or suspends the execution of operations without undue delay until the circumstances are clarified and an investigation is conducted in accordance with the requirements of the legislation of the Republic of Uzbekistan and the internal rules of IWon.
User Content

5.1 The User independently bears responsibility for the compliance of the content of the Content placed by the User with the requirements of the current legislation, including responsibility to third parties in cases where the placement of certain Content by the User or the substance of the Content violates the rights and legitimate interests of third parties, including personal non-property rights of authors, other intellectual rights of third parties, and/or encroaches upon intangible assets belonging to them.

5.2 The User acknowledges and agrees that IWon is not obliged to pre-screen Content of any type placed and/or distributed by the User via IWon Services, and that IWon has the right (but not the obligation) at its own discretion to refuse the User in placing and/or distributing Content or to remove any Content that is available via IWon Services. The User realizes and agrees that they must independently assess all risks associated with the use of Content, including the evaluation of the reliability, completeness, or usefulness of this Content.

5.3 The User realizes and agrees that the technology of operation of the Services may require the copying (reproduction) of the User's Content by IWon, as well as its processing by IWon to comply with the technical requirements of a particular Service.

5.4 The User agrees that the publicly available Content placed by them in the Service may be used by IWon on other Services and resources of IWon, as well as in promotional, information, or marketing materials, in materials sent in mailing lists to other Users to attract their attention to the Content, to the Service as a whole, or to other resources and Services of IWon, goods, works, and services of third parties, both with indication of the Content's author and without such indication, and also without the necessity of obtaining a special permission from the User and without the payment of author's remuneration throughout the entire world without limitation of term.

5.5 IWon has the right to grant the rights specified in this clause to third parties. At the same time, the User acknowledges and agrees that IWon is not obliged to pre-screen Content uploaded by the User into public access, and its use in the specified ways for the specified purposes can be carried out automatically via software tools. In the event that the User does not possess sufficient authority to grant IWon the rights to use the Content uploaded by them in such a way, they are obliged to refrain from uploading such Content.
Third-Party Sites and Content

6.1 IWon Services may contain links to other sites on the Internet (third-party sites). The specified third parties and their Content are not checked by IWon for compliance with certain requirements (reliability, completeness, legality, etc.). IWon bears no responsibility for any information or materials placed on third-party sites to which the User gains access using the Services, including for any opinions or statements expressed on third-party sites, advertising, etc., as well as for the availability of such sites or Content and the consequences of their use by the User.

6.2 A link (in any form) to any site, product, service, or any information of a commercial or non-commercial nature placed on the IWon Website does not constitute an endorsement or recommendation of these products (services, activities) by IWon, except for cases when this is explicitly indicated on IWon resources.
Exclusive Rights to the Content of Services and Materials

7.1 all objects accessible with the help of IWon services, including design elements, text, graphic images, illustrations, video, computer programs, databases, music, sounds, and other objects (hereinafter referred to as the content of services), as well as any Content placed on IWon Services, are objects of the exclusive rights of IWon, Users, and other copyright holders.

7.2 The use of Content, as well as of any other elements of the Services, is possible only within the framework of the functionality offered by a particular Service. No elements of the content of IWon Services, as well as any content placed on IWon services, can be used in any other way without the prior permission of the copyright holder. By use, it is implied, among other things: reproduction, copying, processing, distribution on any basis, etc. Exceptions are made for cases explicitly provided for by the legislation of the Republic of Uzbekistan or the terms of use of a particular IWon service.

7.3 The use of service content elements, as well as of any Content by the User for personal non-commercial use, is permitted provided that all copyright protection marks, related rights, trademarks, other notices of authorship are preserved, the name (or pseudonym) of the author/name of the copyright holder is preserved in an unchanged form, and the corresponding object is preserved in an unchanged form. Exceptions are made for cases explicitly provided for by the legislation of the Republic of Uzbekistan or user agreements of a particular IWon Service.
Information Newsletters. Advertising. Surveys

8.1 IWon has the right to send information messages to its Users. By using IWon Services, the User gives their consent to receive messages of an advertising nature (Advertising). The User has the right to refuse to receive messages of an advertising nature by using the corresponding functionality of the Service within the framework of which or in connection with which the messages of an advertising nature were received by the User.

8.2 The User expresses their consent to IWon to notify other Users of the Service about the public actions of the User, including the placement of new publications by them, actions performed by them in relation to the Content of other Users, as well as other activity completed by them within the framework of IWon Services.

8.3 For the purpose of improving the quality of its Services, IWon and/or persons attracted by it to conduct a survey have the right to collect opinions and feedback of Users on various matters by sending an information message during the User's next visit to the Service or by implementing communication via the contact details specified by the User in the account (via telephone calls or electronic letters). Collected opinions and feedback can be used to generate statistical data that can be utilized in IWon Services.

8.4 Feedback provided by the User during a survey may also be published by IWon in IWon Services or in the Services of persons affiliated with IWon, both with indication of the User's name (login) and without indication. When leaving feedback, the User undertakes to be guided by the requirements of the Agreement, including the requirements established in Section 4 of this Offer.
Procedure and Amount of User Remuneration

9.1 IWon rewards the User with points for certain actions in the "IWon" Mobile Application. The number of points credited by IWon to the User affects the User's Rating in the "IWon" Mobile Application. In turn, the User's rating in the "IWon" Mobile Application affects the amount of Cashback that the User receives from purchases in the "IWon" Mobile Application.

9.2 The procedure for remuneration and the amount of the User's remuneration for actions in the "IWon" Mobile Application is published on the IWon website at: https://www.iwon.uz/rewards-policy.

9.3 IWon has the right to review and change the procedure and amount of the User's remuneration in accordance with the procedure established in Section 2 of this Offer.

9.4. In accordance with the Decree of the President of the Republic of Uzbekistan No. UP-5813 dated September 6, 2019, "On measures to introduce modern information technologies into the settlement system in the sphere of trade and provision of services, as well as to strengthen public control in this sphere," funds in the form of bonuses (money, points, and other units) transferred on the basis of the terms of this Offer to bank plastic cards or to discount cards of the User (cashback) are not considered as a base for personal income tax.

9.5. In cases provided for by the Tax Code of the Republic of Uzbekistan (Article 465), the Payment Organization performs the functions of a tax agent, withholding and remitting taxes to the budget from payments received in favor of Users who are individual entrepreneurs or self-employed individuals.
Disclaimer of Warranties, Limitation of Liability

10.1 The User uses the IWon Services at their own risk. The Services are provided on an "as is" basis. IWon assumes no responsibility, including for the compliance of the Services with the purposes and expectations of the User.

10.2 IWon does not guarantee that: the Services meet/will meet the requirements and expectations of the User; the Services will be provided continuously, quickly, securely, and without errors; the results that may be obtained using the Services will be accurate and reliable and can be used for any purpose or in any capacity (for example, to establish and/or confirm any facts); the quality of any product, service, information, etc., obtained using the Services will meet the User's expectations.

10.3 Any information and/or materials (including downloadable software, letters, any instructions and guides to action, etc.), access to which the User obtains using the IWon Services, the User may use at their own risk and is solely responsible for the possible consequences of using the specified information and/or materials, including for damage that this may cause to the User's mobile device or computer or to third parties, for loss of data, or any other harm.

10.4 IWon is not liable for any types of losses incurred as a result of the User's use of the IWon Services or individual parts/functions of the Services, except for cases of gross negligence of IWon or violations of the Central Bank of the Republic of Uzbekistan requirements on payment security, where liability is determined in accordance with Article 16 of the Law "On Payments and Payment Systems."

10.5. In the event that the User detects an unauthorized payment operation via the "IWon.Wallet," the User is obliged to immediately, but no later than 24 hours from the moment of detection of such an operation, contact IWon with an application in accordance with the procedure provided for by this Offer. IWon reviews the User's application regarding an unauthorized payment operation and conducts an investigation within the time limits established by the legislation of the Republic of Uzbekistan, but no more than 15 (fifteen) calendar days, and in exceptional cases provided for by law, no more than 30 (thirty) calendar days. In the event of establishing the fact of an unauthorized payment operation committed through no fault of the User and not as a result of their violation of obligations to ensure the confidentiality of Authorization Data and execute IWon instructions, IWon reimburses the User for the amount of such an operation and, if there are grounds, other losses in the manner and volume provided for by the legislation of the Republic of Uzbekistan and this Offer.
Termination of the Agreement

11.1 This Agreement may be terminated:

-11.1.1 By either Party by way of unilateral refusal to execute the Agreement by sending a written notification (including via email) to the other Party at least 30 (thirty) calendar days prior to the date of termination. Upon termination, IWon ensures the return of the remaining balance in the "IWon.Wallet" to the account specified by the User within 5 working days, in accordance with Article 10 of the Law "On Electronic Money."

-11.2. IWon, by way of unilateral refusal to execute the Agreement in the event of a violation by the User of the terms of the Agreement or the documents specified in clause 4.4 of this Offer, has the right to terminate the Agreement immediately upon notifying the User: · by a message via Telegram; · by a letter to the User's email address.

-11.1.3 Automatically upon the expiration of 6 (six) months from the date of the last activity of the User in the "IWon" Mobile Application.

-11.1.4 On other grounds provided for by this Offer, the documents specified in clause 4.4 of this Offer, and/or the current legislation of the Republic of Uzbekistan.

11.2 The obligations of the Parties under the Agreement, which by their nature must continue to operate (including obligations regarding confidentiality, conducting mutual settlements, use of information, but not limited to the specified), remain in force after the expiration of this Agreement.

11.3 The termination of the term of the Agreement on any ground does not release the Parties from liability for violations of the terms of the Agreement that arose during the term of its validity.
Miscellaneous Provisions

12.1. User claims related to the provision of payment services and the use of IWon services are sent to the address of IWon through one of the following channels:

-– at the postal address: Republic of Uzbekistan, Tashkent, 100070, Yakkasaray district, Sh. Rustaveli St., 32A

-– by email: info@iwon.uz

-– through the feedback form/chat in the "IWon" Mobile Application;

-– by any other method indicated on the IWon Website.

-IWon reviews the User's claims and sends a response within the time limits established by the legislation of the Republic of Uzbekistan, but, as a rule, no later than 15 (fifteen) calendar days from the day the claim was received, unless other time limits are provided for by special regulatory legal acts. In the event of disagreement with the response of IWon or non-receipt of a response within the established time limit, the User has the right to apply to court, as well as to the relevant state bodies in accordance with the procedure provided for by the legislation of the Republic of Uzbekistan.

12.2 In relation to services rendered within the framework of this Offer on a free-of-charge basis, the rules on consumer rights protection provided for by the legislation of the Republic of Uzbekistan cannot be applicable to the relations between the User and IWon.

12.3 Nothing in the Offer can be understood as establishing between the User and IWon agency relations, partnership relations, joint activity relations, personal employment relations, or any other relations not explicitly provided for by the Offer.

12.4 If for one reason or another one or several provisions of this Offer are recognized as invalid or having no legal force, this does not affect the validity or applicability of the remaining provisions of the Offer.

12.5 Inaction on the part of IWon in the event of a violation by the User or other Users of the provisions of the Agreement does not deprive IWon of the right to take appropriate actions to protect its interests later, and also does not mean a waiver by IWon of its rights in the event of committing subsequent similar or identical violations.

12.6 This Offer is drawn up in the state (Uzbek) and Russian languages. The texts of the Offer in the specified languages have equal legal force. In the event of discrepancies between the Russian and Uzbek versions of the Offer, the text of the Offer in the state (Uzbek) language shall prevail for the purposes of interpretation and application.